The Three-Fund Portfolio: 30 Years of Data Show Why Simplicity Wins
60/30/10 across three index funds produced 8.74% CAGR with -34.6% max drawdown over 30 years. Here are the actual numbers.
Investment Insights
Backtest results, quantitative strategies, and data-driven investing
I Backtested DCA vs Lump Sum With Real S&P 500 Data. Here’s What 288 Windows Showed.
Not theory — actual backtested data across 288 rolling windows from 1990-2024. Lump sum wins 75% of the time, but the 25% matters.